how to save some money…

how to save some money???

that’s often the question now in our mind-  with all the expenses, low income, lost job and other factors that affects our financial status this one is a big question we all want to know the answer or at least some of the answer.

most site now offer ways on how to live simple and frugal  without giving up simple pleasure in life, definitely not easy to do but if you really want it i feel there is always a way ti make it happen.
this is just the few things we do at home to help save some money.

1. remove cable tv subscription
paying $45 per month (used to be $65 because of prime channels which we rarely watch)  is too much for something we only used when we want to watch news or something that interest us., imagine paying that much plus the electricity for your tv and cable box – guess by doing so you can save at least $60 per month.
i ordered us an indoor antenna ($41) hope it will work well – base on the reviews it is pretty good giving them at least 12 HD Channels so that’s all we need. $41 is still cheaper than paying the monthly cable subscription of $45 and that is only one time payment – you can’t beat that!
btw, if you like to follow shows on big tv networks you can always watch them on hulu, or the network’s website or sidereel or tv.com or just google it and it will give you bunch of options to choose from. if you like to watch movies you can also do the same online or subscribe to netflix, if not a fan of subscription and you live near the city or shop that have those $1 movie rent machine (good for 1 night) then that would be your best bet at least you can always watch how much you are spending each time.

2. downgrade your internet subscription
we used to have the booster plan ($75) in road runner but after having a lot of problems and back and forth complains we decided to just ditch the high paying subscription and just stick with the standard one ($35).
if you dont do a lot of downloading at home and just use your connection for normal ways then downgrading is right for you – that’s $40 savings a month just by doing so!

3. use washing machine, dryer, ironing, vacuum and any other high usage electricity at night time or early in the morning only
i always practice this one because it helps us to save a little bit of electricity each time., lately i am no longer using our dryer (i just hang it outside – sun is my free dryer) some clothes i dont even iron now so that saves me time and money.

4. lower your air and water thermostat
we used to set our air thermostat at 72 at day time and 73 at night time but after seeing our last month’s bill of $365 (we have family that came for a visit) i told my family that we are setting it at 78 day and night and just have our ceiliing fan on, so far so good – we realized we will still survive even with that inside temperature
im anxious to see this month’s bill and see how much we save…

5. stop using your dishwasher
yeah i know some will say “NO” but if your dishwasher is as bad as ours (even after the label says it is energy saving dishwasher) then you are better off not using it at all.
ours run 2 1/2 hours each load and that is already for normal loads (crazy ei?) and we used our dishwasher at least 3x a week, imagine how long that takes, dont know how much electricity it takes but 2.5 hours is good enough reason to stop using it.

6. clip coupons
some says it is just a waste of time but believe me IT IS NOT,,, there are times i go shop and get our stuff for almost free, it is also a big help if you have a baby or few kids at home. diapers are expensive in my opinion but if i can cut it at least half then i am very happy about it. i belong to BJs and Costco but we often shop at BJs because i can use their coupon together with manufacturer’s coupon, i can usually cut our monthly shopping expenses into half just by clipping coupons so just do it as much as you can.

7. buy only what you NEED
i have been telling that to myself (a lot!) specially whenever we go to malls and i can see those tempting “sale” signs , i find it very helpful to go inside the shop and look around and not buy and go out and think about it after a day – if its really that important then go back but if not you can just erase the thought of it.
this goes to buying groceries as well, even if you have coupon or there are a lot of sale sign on the store dont get fooled by it because it will often be wasted specially on produce products – this often leads t throwing the products in the end.
some products are worth buying a lot if they are on sale and with a coupon like laundry detergent or tissues and some products that has expiration date of at least 3 years from now, i find it interesting that most sale products they are leaving in the shelves are either a few months away from being expired or about a week to be expired – so be VERY VERY CAREFUL on checking the expiration dates of the products you are buying, this will help you not to panic buy on stuff you dont really need.

***to be updated every time i find new ways to save some money***

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