how to save some money???
that’s often the question now in our mind- with all the expenses,
low income, lost job and other factors that affects our financial status
this one is a big question we all want to know the answer or at least
some of the answer.
most site now offer ways on how to live simple and frugal without
giving up simple pleasure in life, definitely not easy to do but if you
really want it i feel there is always a way ti make it happen.
this is just the few things we do at home to help save some money.
1.
remove cable tv subscription
paying $45 per month (used to be $65 because of prime channels which
we rarely watch) is too much for something we only used when we want to
watch news or something that interest us., imagine paying that much
plus the electricity for your tv and cable box – guess by doing so you
can save at least $60 per month.
i ordered us an indoor antenna ($41) hope it will work well – base on
the reviews it is pretty good giving them at least 12 HD Channels so
that’s all we need. $41 is still cheaper than paying the monthly cable
subscription of $45 and that is only one time payment – you can’t beat
that!
btw, if you like to follow shows on big tv networks you can always
watch them on hulu, or the network’s website or sidereel or tv.com or
just google it and it will give you bunch of options to choose from. if
you like to watch movies you can also do the same online or subscribe to
netflix, if not a fan of subscription and you live near the city or
shop that have those $1 movie rent machine (good for 1 night) then that
would be your best bet at least you can always watch how much you are
spending each time.
2.
downgrade your internet subscription
we used to have the booster plan ($75) in road runner but after
having a lot of problems and back and forth complains we decided to just
ditch the high paying subscription and just stick with the standard one
($35).
if you dont do a lot of downloading at home and just use your
connection for normal ways then downgrading is right for you – that’s
$40 savings a month just by doing so!
3.
use washing machine, dryer, ironing, vacuum and any other high usage electricity at night time or early in the morning only
i always practice this one because it helps us to save a little bit
of electricity each time., lately i am no longer using our dryer (i just
hang it outside – sun is my free dryer) some clothes i dont even iron
now so that saves me time and money.
4.
lower your air and water thermostat
we used to set our air thermostat at 72 at day time and 73 at night
time but after seeing our last month’s bill of $365 (we have family that
came for a visit) i told my family that we are setting it at 78 day and
night and just have our ceiliing fan on, so far so good – we realized
we will still survive even with that inside temperature
im anxious to see this month’s bill and see how much we save…
5.
stop using your dishwasher
yeah i know some will say “NO” but if your dishwasher is as bad as
ours (even after the label says it is energy saving dishwasher) then you
are better off not using it at all.
ours run
2 1/2 hours each load and that is already
for normal loads (crazy ei?) and we used our dishwasher at least 3x a
week, imagine how long that takes, dont know how much electricity it
takes but 2.5 hours is good enough reason to stop using it.
6.
clip coupons
some says it is just a waste of time but believe me IT IS NOT,,,
there are times i go shop and get our stuff for almost free, it is also a
big help if you have a baby or few kids at home. diapers are expensive
in my opinion but if i can cut it at least half then i am very happy
about it. i belong to BJs and Costco but we often shop at BJs because i
can use their coupon together with manufacturer’s coupon, i can usually
cut our monthly shopping expenses into half just by clipping coupons so
just do it as much as you can.
7.
buy only what you NEED
i have been telling that to myself (a lot!) specially whenever we go to malls and i can see those tempting “sale” signs
, i find it very helpful to go inside the shop and look around and not
buy and go out and think about it after a day – if its really that
important then go back but if not you can just erase the thought of it.
this goes to buying groceries as well, even if you have coupon or
there are a lot of sale sign on the store dont get fooled by it because
it will often be wasted specially on produce products – this often leads
t throwing the products in the end.
some products are worth buying a lot if they are on sale and with a
coupon like laundry detergent or tissues and some products that has
expiration date of at least 3 years from now, i find it interesting that
most sale products they are leaving in the shelves are either a few
months away from being expired or about a week to be expired – so be
VERY VERY CAREFUL on checking the expiration dates of the products you
are buying, this will help you not to panic buy on stuff you dont really
need.
***
to be updated every time i find new ways to save some money***
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